We provide a broad range of multi-asset solutions combining different mixes of equities and bonds. The right one for your client will depend on their investment goals, time horizons and risk appetite.
The key feature that all our multi-asset solutions have in common is a strategic approach to asset allocation, meaning they target a certain level of risk and reward over the long term.
As an adviser, you can also enjoy the peace of mind that comes from knowing Vanguard is a global leader in providing multi-asset solutions for investors.
As a one-stop portfolio solution for your clients, multi-asset funds and model portfolios allow you to spend more time focusing on your clients, and less time configuring and managing their portfolios.
With $1 trillion invested in our multi-asset solutions around the world, we have a proven track record of developing and managing multi-asset portfolios for investors1.
Low maintenance, low fees and consistent performance², means maximum value for your clients.
1 Source: Vanguard. Data as at 31 December, 2023.
2 Source: Vanguard Assessment of Value Report. Morningstar. Performance of UK-domiciled value funds relative to Morningstar peer group, including UK, Luxembourg and Ireland-dominated multi-factor (MF) funds and exchange-traded funds (ETFs) (all share classes). Does not include funds that were launched in 2021. Data between 1/10/2017 and 30/09/2022.
Our research suggests clients greatly value the uniquely human skills advisers offer, as well as their emotional support and guidance through sometimes difficult market conditions.
At the same time, advised clients tend to favour automation for portfolio related tasks such as asset allocation and rebalancing3.
This is the beauty of our multi-asset solutions. Once you've decided which one suits your client's goals and appetite for risk best, you can leave the portfolio tasks to us, and focus on what they really want from you; your advice and guidance.
3 Source Vanguard. See P. Costa and J. E. Henshaw, 2021: “Quantifying the investor’s view on the value of human and robo advice.”
By spreading investments across assets with different risk and return expectations and characteristics, strategic multi-asset portfolios seek to leverage the benefits of diversification to help investors meet their long-term return objectives.
Available as a fund or model portfolio, LifeStrategy® offers a simple, low-cost way to give your investors access to equity and bond markets around the world. With five different equity-to-bond ratios to choose from, you have the flexibility to suit your individual client’s needs.
Target Retirement Funds are designed to make investing for retirement simple. By automatically adjusting the amount of equities in the portfolio over time, the funds are designed to take more risk in the early stages of investment in order to generate returns, and reduce that risk as an investor approaches retirement and begins to draw down their savings.
Vanguard’s ActiveLife Climate Aware funds are designed for investors who want to generate long-term growth from their investments, while allocating assets based on certain ESG considerations.
Investment risk information
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
The LifeTarget model portfolio aims to achieve at least the minimum target return on an annualized basis over a rolling 5-year period. Achieving the minimum target return is not guaranteed and is subject to the performance of the underlying bonds and equities in which the model portfolio invests. In any given year the performance of the model portfolio may be higher, or lower than the minimum target return and an investor may not get back the full amount invested.
Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or fall.
Investments in smaller companies may be more volatile than investments in well-established blue chip companies.
The Vanguard Target Retirement Funds and Vanguard LifeStrategy® Funds may invest in exchange Traded Fund (ETF) shares.ETF shares can be bought or sold only through a broker. Investing in ETFs entails stockbroker commission and a bid- offer spread which should be considered fully before investing.
Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in interest rates are likely to affect the capital value of bonds.
The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund's net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index.
Some funds invest in securities which are denominated in different currencies. Movements in currency exchange rates can affect the return of investments.
For further information on risks please see the “Risk Factors” section of the prospectus on our website.
For further information on the model portfolio risks please see the “Risk Factors” section for the prospectus of the underlying funds.
Important information
This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.
For further information on the fund's investment policies and risks, please refer to the prospectus of the UCITS and to the KIID before making any final investment decisions. The KIID for this fund is available, alongside the prospectus.
For further information on the investment policies and risks of the model portfolio(s), please refer to the prospectus and KIID of the underlying funds before making any final investment decisions. The KIID for each fund is available, alongside the prospectus.
This is designed for use by, and is directed only at persons resident in the UK.
The information contained herein is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares and /or units of, and the receipt of distribution from any investment.
The Authorised Corporate Director for Vanguard LifeStrategy Funds ICVC is Vanguard Investments UK, Limited. Vanguard Asset Management, Limited is a distributor of Vanguard LifeStrategy Funds ICVC.
The Authorised Corporate Director for Vanguard Investments Funds ICVC is Vanguard Investments UK, Kimited. Vanguard Asset Management, Limited is a distributor of Vanguard Investments Funds ICVC.
For investors in UK domiciled funds, view our summary of investor rights can be obtained and is available in English.
For investors in Ireland domiciled funds, a summary of investor rights can be obtained and is available in English, German, French, Spanish, Dutch and Italian.
Issued by Vanguard Asset Management Limited, which is authorised and regulated in the UK by the Financial Conduct Authority.
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